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| Thursday, 24 Apr 2014
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The plain truth about Alzheimer’s disease -- 55+ Magazine, Issue 5

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You have a loved one who’s showing signs of memory loss and you think it might be Alzheimer’s disease. It’s important that you talk to your doctor
as soon as your loved one starts to show signs of memory loss or dementia.
Even though you may fear the worst, there is any number of less serious reasons why someone might be experiencing memory loss or dementia.
Not all of them are related to Alzheimer’s, but some have very similar symptoms.
Once diagnosed, you start to worry about what your next step should be. You don’t know exactly what to do but you do know that you want to provide your loved one with the best possible care. Then you begin to realize the potential cost of caring for someone with a disease that can last for 10, or even 20 years. Can you lose everything to Alzheimer’s?

BEAR UP, PLAN AHEAD
So, you understand the medical side of things. Now, it’s time for you to take crucial steps on the legal and financial side. The cost of care for someone with Alzheimer’s is incredibly expensive. Studies show that the cost of care averages more than $174,000 for his or her lifetime.

While that may sound outrageous, when you consider the cost of adult day care at $50 per day, the cost for Alzheimer’s assisted Living or Memory care communities, averaging at least $3,000 per month, or the cost of a nursing home, typically more than $6,500 per month, you realize that the $174,000 lifetime figure may be low!

Fortunately, there are programs available to help, which you should consider immediately. The first step is to consult with a Board Certified Elder Law Attorney who understands the disease, works with Alzheimer’s clients and knows these programs.

BE INFORMED! INFORMATION IS POWER

It’s critical that you and your loved ones have a chance to put the proper planning in place while there is still time. When Alzheimer’s or memory loss is part of the equation, (unless their wishes have been put in writing), the law may say you have no legal merit to act on their behalf.

The Florida law states that the Alzheimer’s patient must have the ability to understand the steps that are being put into place on their behalf. Once diagnosed, the family of an Alzheimer’s sufferer needs to act in a timely fashion, while they can still participate in the planning. The longer you wait, the greater the risk becomes for possible Guardianship, court and costs!

Advance Directives are legal documents that once executed, can put a trusted family member(s) in a position to make decisions on behalf of their loved one. These documents will hold water for legal, financial and healthcare related situations.
Making informed decisions may become difficult or even impossible over time. The longer you wait, the greater the risk. With proper planning, you will ensure that you have taken the best steps possible to protect your loved one and your family’s financial security. Retain an experienced, Board Certified Elder Law Attorney who will have your loved one’s best interests at heart. Feel free to call us for more information.

Law offices of Alice Reiter Feld and Associates, PA
954.726.6602 - 561.496.0077

 


 

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